Welcome Students

We’re here to make it easy on you.

The student finaid process has four steps: Preparing, Funding, Receiving, Paying Back. You might be surprised at the amount of aid you could get, so don’t miss out because you don’t think you’ll qualify!

Here’s a preview of the steps ahead:

Preparing

Terms & Definitions - Understand the lingo.
College Prep Checklist - There’s a lot you can do before college.
Selecting A School - Plenty to choose from in Texas.

Funding

Eligibility for Financial Aid - Make sure you’re in.
Filing A FAFSA - Exciting, no. Worth it? Yes!
Grants & Scholarships - Free money. Seriously.

Receiving

Different Lenders - Pick a good one.
Types of Loans - Which one is right for you?
Promissory Note - Sign on the dotted line.

Paying Back

Payment Terms & Discounts - Find the best way to pay when it’s due.
Deferment, Forbearance & Default - When you can’t pay.
Your Legal Rights - You have the right to read this page. Anything you read can and will be used…

COSTEP’s objective is to see that you get to college. We realize that there’s more involved than just signing on the dotted line, so we’ve developed a couple extra pages to help you set up a budget, as well as keep you from getting into trouble by defaulting.

If you have questions or need some help along the way, just call us at 1 (800) 949-6371. Tell us what step you’re on, and we’ll guide you for as long as you need.

Get Started!

Click the button below to start the process at “Preparing.”