You must complete the following checklist to obtain a Student Loan.
Request a PIN Number: Register on-line at www.pin.ed.gov. This pin is necessary in order for you to sign your Free Application for Federal Student Aid (FAFSA). (Note: Be sure your parent registers on-line using the same website address, if he/she plans to obtain a Parent Loan.)
Complete the FAFSA: Complete your FAFSA on-line at www.fafsa.ed.gov or call COSTEP at 1-800-973-6371 to set up an appointment for assistance. The FAFSA is mandatory in order to apply for Financial Aid (e.g. grant, work-study, scholarships and student/parent loans). The college/university of your choice will use the information from your FAFSA in order to determine your financial need.
Accept your Award Letter: Accept/sign your award letter and return to your college/university’s financial aid office. This letter will detail what type of financial aid you qualify for. (Note: Make sure to follow the directions your school provides you to accept your financial aid.)
Apply For A Stafford Loan:
If your school does not use TG Loans by Web, our web site allows you to: ▫E-sign a Stafford MPN online, press the "E-sign Now" button below after checking each of the steps above.
Interest Rates
.25% Interest rate discount for enrolling in ACH (SurePay) (Repayment status only)
Loans Serviced by:
Questions? Contact our servicing Agent: For New Student/Parent Loan Information: Loan Origination Dept. Email: origination@costep.org Phone: 1(800)-949-6371
For General Student/Parent Loan Information: Customer Service Dept. Email: customerservice@costep.org Phone: 1(800)-949-6371
Web: www.costep.org
Downloadable Form:
PLUS Borrower With Dependant Student Deferment Request