You must complete the following checklist to obtain a Student Loan.

Request a PIN Number:
Register on-line at www.pin.ed.gov. This pin is necessary in order for you to sign your Free Application for Federal Student Aid (FAFSA). (Note: Be sure your parent registers on-line using the same website address, if he/she plans to obtain a Parent Loan.)
 

Complete the FAFSA:
Complete your FAFSA on-line at www.fafsa.ed.gov or call COSTEP at 1-800-973-6371 to set up an appointment for assistance. The FAFSA is mandatory in order to apply for Financial Aid (e.g. grant, work-study, scholarships and student/parent loans). The college/university of your choice will use the information from your FAFSA in order to determine your financial need.

Accept your Award Letter:
Accept/sign your award letter and return to your college/university’s financial aid office. This letter will detail what type of financial aid you qualify for. (Note: Make sure to follow the directions your school provides you to accept your financial aid.)
 

Apply For A Stafford Loan:

If your school has directed you to apply for a student loan using TG Loans by Web: Click Here.

If your school does not use TG Loans by Web, our web site allows you to:

E-sign a Stafford MPN online, press the "E-sign Now" button below after checking each of the steps above.

 

 

Interest Rates

Stafford (Subsidized)
Undergraduate 6.0%
Graduate 6.8%
Stafford (unsubsidized)  
Undergraduate 6.8%
Graduate 6.8%
Plus Loans 8.5%
Grad Plus Loans 8.5%

.25% Interest rate discount for enrolling in ACH (SurePay)
(Repayment status only)

Loans Serviced by:

Questions?
Contact our servicing Agent:

For New Student/Parent Loan Information:
Loan Origination Dept.
Email: origination@costep.org
Phone: 1(800)-949-6371

For General Student/Parent Loan Information:
Customer Service Dept.
Email: customerservice@costep.org
Phone: 1(800)-949-6371

Web: www.costep.org